CONSOLIDATED CREDIT SOLUTIONS INC

Debt and budget counseling services are provided to individuals experiencing financial difficulties. A certified credit counselor helps to assess the financial situation of the consumer, develop a detailed household budget and action plan. These counseling sessions are provided in person, by telephone or through the internet. Additionally, all consumers are offered financial education tailored to their life situations. Where applicable, some consumers choose a debt management plan (dmp) to assist with their unsecured debts. Under a dmp, the consumer makes a monthly payment to consolidated credit solutions which in turn pay the unsecured debt covered under the program.