GREATER CHARLOTTESVILLE HABITAT

Home preservation program: our gome preservation program is an outreach initiative that seeks to provide a wide range of opportunities for low-to moderate-income homeowners, including veterans and seniors, who are struggling to maintain their homes becuase of age, disability or family circumstances. We partner with families to help them reclaim their homes with pride and dignity. The program allows families to stay in their home and avoid the uncertainty, trauma and expense of moving. Projects consist of interior and/or exterior repairs intended to alleviate critical healtm life and safety issues or code violations. Volunteer teams work along with subcontractors under the direction of habitat greater charlottesville staff members to complete the repairs.

Aging in place program: we partner with families, communities and local organizations to help older adults improve their homes and their quality of life so taht they can flourish where they live. To guide our work, habitat developed housing plus, a comprehemsive aging inplace strategy. This person-centered approach uses two different assessments to tailor the process to each homeowner's needs. These assessments, which consider everything from the resident's lifestyle to their type of home, allow us address older adults' needs holistically, improving the likelihood that thet can age in place.financial and homebuyer educatio programs: as part of the homeownership process, we believe financial education builds a more solid foundation for long-term personal success and helps alleviate any concerns or barriers on the path to homeownership. During these financial education classes, we cover topics such as budgeting; credit cards and credit reports; debt and loans; saving, investing and planning for the future; emergency situations; and habitat homeowner mortgages. A more in-depth understanding of these important concepts is a tool that can be used to build a better future. Disaster response program: the most basic needs - health, water, sanitation, livelihoods, safety, education and others - become both scrce and dire in the event of a disaster. We believe that sfe, reliable shelter provides the foundation from which all of these things can begin to reemerge during the relief and rebuilding process. With the help of volunteers and donors, we are able to provide shelter assistance, education, training and partnerships to affected individuals who find themselves in unthinkable situations after a disaster strikes. Habitat greater charlottesville is committed to efficiency and transparency. We communicate with our supporters, donors and prospective donors by email, postal mail, phone and other means, both to request contributions to our cause and to educate the public about habitat greater charlottesville's year-round programs, volunteer opportunities and other events in local communities and around the world. These efforts help advance our mission to put god's love into action by bringing people together to build homes, communities and hope. As a result, in accordance with the financial accounting standards board guidelines and internal revenue service guidance, habitat grater charlottesville allocates a portion of our fundraising costs to program services. As a nonprofit organization that is exempt from federal taxation, we ensure our donors's money is spent as efficiently as possible. Additionally, we have certain expenses that cannot be billed separately for each functional area. Rent, utilities, information technology and other costs are grouped together. We allocate these costs in compliance with generally accepted accounting principles, or gaap, across the program (including habitat restores), management and general,and fundraising categories. Finally, some staff members have responsabilities that cross over functional areas. To calculate the time allocation, habitat greater chalottesville divides the number of hours spent on a project outside of a staff member's designated expense category by the total hours worked during that period and allocates that percentage of costs to the appropriate expense category.