HACIENDA COMMUNITY DEVELOPMENT

Economic opportunity: started in 2006, the economic opportunity program forms a central piece of hacienda's strategy to help families build and protect their assets and financial security.economic opportunity includes two major programs:homeownership: hacienda is a hud-approved housing counseling program with a team of certified counselors. Hacienda staff provide financial coachingand work with families one-on-one to assist them in making the best financial choices for their household. The homeownership program includes:the camino a casa/pre-purchase program prepares prospective homebuyers for owning a first home. Clients work with hacienda's financial coaches and hud-certified housing counselors throughout the entirety of the home-buying process. In addition to mortgage-readiness and financial fitness workshops, they provide several opportunities for down-payment assistance. Clients are assisted with opening individual development accounts (ida's) which provide 5-1 matching dollars for down payments, small business, vehicle purchase and retirement.the default intervention program provides support to homeowners at risk of foreclosure. Hacienda's certified housing counselors work with those struggling financially to identify and explore all available options based on their specific situations. Services are free of charge.hacienda's mercado empresarios supports entrepreneurs through personalizedtechnical assistance to launch and scale their businesses, focusing on women-, minority- and immigrant-owned businesses. Hacienda's bilingual/bicultural business advisors provide one-on-one technical assistance, host spanish-language small business bootcamps, a monthly networking seminar and a variety of events and sales opportunities for entrepreneurs. Hacienda's mercado empresarios program is a critical part of the bipoc entrepreneurial landscape in the region, and hacienda is an active partner in portland's inclusive business resource network.hacienda's commitment to small businesses and entrepreneurism is also highlighted in their commercial property portland mercado, with 18 on-site businesses and a sliding-scale commercial kitchen. Portland mercado has become a thriving hub for cultural events, food, and entrepreneurism. Hacienda activates the space through hosting and supporting on-site events.