THE CONIFER ALLIANCE

Mr. Lawrence provided free financial education for many people regarding risk management, financial planning, tax planning, real estate and retirement planning. The public benefited greatly due to: 1. The normal cost of getting such advice. 2. The devastating consequences of making bad decisions regarding their limited resources. 3. The tax savings and growth possible through a coordinated approach to financial and retirment planning. 4. The peace of mind due to having compared many options and finally understanding clearly why one approach is better than another. The public which was served by the foundation paid nothing for it and will hopefully refer others to the foundation. This approach not only benefits the public but also lessens the burden of government in looking after our elderly by providing a safety net.