745 Geauga Credit Union Inc

Costs associated with providing an office for staff and members. Includes equipment, services and supplies required for employees to perform their duties. Gcu provides monthly and semi-annual paper statements to our members.the cost of such continues to be a growing expense. We do not charge our membersfor paper statements. Additional costs incurred are to maintain the building along with utilities, real estate taxes and building insurance expense.

Costs associated with providing financial services/products to our members. Includes heloc costs; members do not pay any closing costs or fees; providing an atm, debit and visa card program, offering bill pay via our nline banking site, ira and providing indirect lending services at select dealerships. Includes costs associated with everyday banking transactions such as deposits, clearing drafts, having cash available, also fees charged to us to accept credit/debit card payments on loans.