Nonprofits›Center For Responsible Lending

Crime & Legal-Related

Center For Responsible Lending

DURHAM, NC

WebsiteView as a funder

Total revenue

$9.7M

Total expenses

$5.9M

Net assets

$10.8M

Grants received

$31.1M

60 grants

EIN

743043913

Tax year

2024

Mission

Promoting financial fairness and economic opportunity for all, ending abusive lending practices.

Programs

2 programs

Research Services: CRL provided expert analysis for reports, public comments and testimonies on the need for strong consumer protections. This included research on the risk and harms of payday loans and other lending. It surveyed consumers on financial products and their regulation.

Expenses: $1.1M

Outreach/Communications: Provided policy analysis and outreach materials to inform the public and regulators on products and policies that prevent all Americans from establishing and sustaining economic stability and security. CRL worked to make homeownership more accessible and sustainable for borrowers, save veterans from foreclosure, and enhance fair lending laws.

Expenses: $939K

Financials

FY 2024

Revenue

Contributions & grants$5.2M
Program service revenue$4.3M
Investment income$208K
Other revenue$5K
Total revenue$9.7M

Expenses

Grants paid$158K
Salaries & benefits—
Fundraising$311K
Other expenses$5.7M
Total expenses$5.9M
Total assets$11.5M
Net assets$10.8M

People

17 listed

NameRoleCompensation

Michael Calhoun

President

Board

$141K

0

Marcus Bowen

Treasurer

Board

$106K

0

Martin Eakes

CEODirectorSecretary

Board

$101K

0

LaShawn Warren

Director

Board

—

0

Ira Rheingold

DirectorChair

Board

—

0.5 hrs/wk

Wade Henderson

Director

Board

—

0.5 hrs/wk

Mark Goldhaber

Director

Board

—

0.5 hrs/wk

Sarah Ludwig

Director

Board

—

0.5 hrs/wk

Nicolas Retsina

Director

Board

—

0.5 hrs/wk

Lisa Rice

Director

Board

—

0.5 hrs/wk

Amy Domini

Director

Board

—

0.5 hrs/wk

Laura Arce

Director

Board

—

0.5 hrs/wk

Andrew Kushner

Senior Policy Counsel

Staff

$151K

0

Peter Smith

Sr Researcher

Staff

$148K

0

Mitria Spotser

Director Federal Policy

Staff

$144K

0

Elizabeth J Laderman

Senior Researcher

Staff

$143K

0

Ellen Harnick

CRL EVP

Staff

$137K

0

Independent contractors

Spitfire StrategiesLLC

Consulting Fee

$137K

WestFront Strategies LLC

Consulting Fee

$120K

Grants received

Showing 60 of 60

FromAmountPurposeYear
Center for Community Self-Help
$360K
Research & Innovation
2024
GILL FOUNDATION
$150K
PROJECT SUPPORT FOR FINANCIAL SERVICES
2024
Z SMITH REYNOLDS FOUNDATION INC
$100K
RESPONSIBLE LENDING IN NORTH CAROLINA: PROTECTING ECONOMIC OPPORTUNITY FOR FAMILIES BY ELIMINATING ABUSIVE LENDING PRACTICES PROJECT
2024
IMPACTASSETSINC
$100K
GENERAL SUPPORT
2024
Annie E Casey Foundation Inc
$99K
Support to Protect Young Adults from High-Cost Loans in the Southeast and Southwest
2024
TCH W & F HENDRIX FDN
$1K
GENERAL OPERATING
2024
SANDLER FOUNDATION
$2M
GENERAL SUPPORT
2023
Center for Community Self-Help
$300K
Research & Innovation
2023
CRANKSTART FOUNDATION
$125K
GENERAL SUPPORT
2023
Annie E Casey Foundation Inc
$110K
SUPPORT LIMITING PREDATORY DEBT IN THE SOUTHEAST
2023
Z SMITH REYNOLDS FOUNDATION INC
$100K
RESPONSIBLE LENDING IN NORTH CAROLINA: PROTECTING ECONOMIC OPPORTUNITY FOR FAMILIES BY ELIMINATING ABUSIVE LENDING PRACTICES PROJECT
2023
GILL FOUNDATION
$90K
PROJECT SUPPORT FOR FINANCIAL SERVICES
2023
DONOR ADVISED CHARITABLE GIVING INC
$35K
HUMAN SERVICES
2023
Consumer Federation of America
$13K
To help consumers know about their rights when using Buy Now Pay Later products
2023
FIDELITY INVESTMENTS CHARITABLE GIFT FUND
$6K
For grant recipient's exempt purposes
2023
Hymowitz Family Foundation
$5K
General & Unrestricted
2023
TCH W & F HENDRIX FDN
$1K
GENERAL OPERATING
2023
RETIREMENT RESEARCH FOUNDATION
$250
GENERAL UNRESTRICTED EXEMPT PURPOSE OF ORGANIZATION
2023
SANDLER FOUNDATION
$2.5M
GENERAL SUPPORT
2022
CRANKSTART FOUNDATION
$250K
GENERAL SUPPORT
2022
THE PRUDENTIAL FOUNDATION
$200K
THE STUDENT DEBT CRISIS & ITS DISPARATE IMPACTS ON HBCU BORROWERS
2022
GILL FOUNDATION
$100K
PROJECT SUPPORT FOR FINANCIAL SERVICES
2022
Z SMITH REYNOLDS FOUNDATION INC
$100K
RESPONSIBLE LENDING IN NORTH CAROLINA: PROTECTING ECONOMIC OPPORTUNITY FOR FAMILIES BY ELIMINATING ABUSIVE LENDING PRACTICES PROJECT
2022
Annie E Casey Foundation Inc
$100K
SUPPORT EFFORTS TO BUILD A NATIONAL NETWORK OF STATE-LEVEL STUDENT DEBT COALITIONS AND COLLABORATIVES, INCLUDING PARTNERSHIPS IN THE SOUTHERN PARTNERSHIP TO REDUCE DEBT
2022
Silicon Valley Community Foundation
$75K
Community Development
2022
RSF SOCIAL FINANCE INC
$30K
FOR GENERAL OPERATING SUPPORT
2022
NORTH CAROLINA JUSTICE CENTER
$15K
SUBGRANT
2022
Consumer Federation of America
$12K
Buy Now, Pay Later project
2022
Hymowitz Family Foundation
$5K
General & Unrestricted
2022
TCH W & F HENDRIX FDN
$1K
GENERAL OPERATING
2022
SANDLER FOUNDATION
$2.8M
GENERAL SUPPORT
2021
THE PRUDENTIAL FOUNDATION
$200K
CONFRONTING THE INEQUITIES CREATED AND EXACERBATED BY AMERICAS STUDENT DEBT BURDEN
2021
STATE EMPLOYEES' CREDIT UNION
$175K
GENERAL OPERATIONS
2021
Z SMITH REYNOLDS FOUNDATION INC
$100K
RESPONSIBLE LENDING IN NC: PROTECTING ECONOMIC OPPORTUNITY FOR FAMILIES BY ELIMINATING ABUSIVE LENDING PRACTICES PROJECT
2021
RSF SOCIAL FINANCE INC
$30K
FOR GENERAL OPERATING SUPPORT
2021
DONOR ADVISED CHARITABLE GIVING INC
$25K
HUMAN SERVICES
2021
Hymowitz Family Foundation
$5K
General & Unrestricted
2021
TCH W & F HENDRIX FDN
$1K
GENERAL OPERATING
2021
SANDLER FOUNDATION
$3M
GENERAL SUPPORT
2020
FIDELITY INVESTMENTS CHARITABLE GIFT FUND
$1.3M
For grant recipient's exempt purposes
2020
FOUNDATION TO PROMOTE OPEN SOCIETY
$750K
to provide general support
2020
THE FORD FOUNDATION
$300K
Tie off core support to protect low income communities from abusive financial products
2020
THE PRUDENTIAL FOUNDATION
$150K
ADDRESSING THE STUDENT DEBT CRISIS THROUGH ADVOCACY AND REFORM
2020
Z SMITH REYNOLDS FOUNDATION INC
$100K
RESPONSIBLE LENDING IN NC: PROTECTING ECONOMIC OPPORTUNITY FOR FAMILIES BY ELIMINATING ABUSIVE LENDING PRACTICES PROJECT
2020
Annie E Casey Foundation Inc
$75K
SUPPORT EFFORTS TO REDUCE STUDENT LOAN BURDENS THROUGH STATE-LEVEL POLICY, COALITION BUILDING, AND PEER LEARNING
2020
GILL FOUNDATION
$45K
PROJECT SUPPORT FOR COVID-19 RESPONSE AND FINANCIAL SERVICES
2020
RSF SOCIAL FINANCE INC
$30K
FOR GENERAL OPERATING SUPPORT
2020
DONOR ADVISED CHARITABLE GIVING INC
$10K
HUMAN SERVICES
2020
TCH W & F HENDRIX FDN
$1K
GENERAL OPERATING
2020
SANDLER FOUNDATION
$3M
GENERAL SUPPORT
2019
FIDELITY INVESTMENTS CHARITABLE GIFT FUND
$1.3M
For grant recipient's exempt purposes
2019
JEWISH COMMUNITY FOUNDATION OF SAN DIEGO
$10K
GENERAL
2019
SANDLER FOUNDATION
$1.5M
GENERAL SUPPORT
2018
SANDLER FOUNDATION
$1.5M
GENERAL SUPPORT
2018
FIDELITY INVESTMENTS CHARITABLE GIFT FUND
$1.3M
For grant recipient's exempt purposes
2018
THE PRUDENTIAL FOUNDATION
$350K
ADDRESSING HARMFUL STUDENT LENDING THROUGH RESEARCH, POLICY AND ADVOCACY
2018
FIDELITY INVESTMENTS CHARITABLE GIFT FUND
$2.6M
FOR GRANT RECIPIENT'S EXEMPT PURPOSES
2017
SANDLER FOUNDATION
$1.5M
GENERAL SUPPORT
2017
SANDLER FOUNDATION
$1.5M
GENERAL SUPPORT
2017
WK Kellogg Foundation
$450K
to build the capacity of state-level stakeholders to end lending and debt abuses, thus creating pathways to responsible lending and asset building for low-income communities and communities of color
2017

Funded by

$31.1M from 22 funders · 60 grants · 2017–2024

Sandler Foundation

$19.3M · 9 grants · 2017–2023

Fidelity Investments Charitable Gift Fund

$6.5M · 5 grants · 2017–2023

The Prudential Foundation

$900K · 4 grants · 2018–2022

Foundation To Promote Open Society

$750K · 1 grant · 2020

Center for Community Self-Help

$660K · 2 grants · 2023–2024

Z Smith Reynolds Foundation Inc

$500K · 5 grants · 2020–2024

WK Kellogg Foundation

$450K · 1 grant · 2017

Gill Foundation

$385K · 4 grants · 2020–2024

Details

EIN743043913
NTEE codeI80
Subsection03
Ruling date2002-06
Formed2002
Employees0
CENTER FOR RESPONSIBLE LENDING — Mission, Financials & Grants Received | Grantivo