Consumer Credit Of Des Moines

The organization provides pre-bankruptcy counseling to individual participating in the united states trustee's program.the organization is an approved nonprofit budget and credit counseling agency, having received its initial approval as such from the u.s. Department of justice, executive office for united states trustees, in 2006. In 2024, the organization conducted 136 pre-bankruptcy counseling sessions, and the organization waived or reduced the allowable statutory fees for pre-bankruptcy counseling in 40% of all cases due to client's limited resources or financial hardship.the organization also provides post-bankruptcy debtor education.

The organization presents free educational seminars concerning credit counseling, budgeting and financial planning to the general public throughout the year.the organization continued its long history of providing free education programs to the general public during 2024. The organization conducted in-person presentations on various consumer credit, budgeting and personal finance subjects to numerous groups.in addition, the organization maintains a vast electronic education library on its website, where individuals can access informational materials covering topics addressing personal finance and financial literacy.