NonprofitsDakota Business Lending

Community Improvement & Capacity Building

Dakota Business Lending

FARGO, ND

Total revenue

$2.6M

Total expenses

$3.3M

Net assets

$4.2M

Grants received

$201K

4 grants

EIN

450443523

Tax year

2024

Mission

Dakota business lending is a small business resource that drives economic growth by:1. Providing unique financing opportunities2. Positively impacting the communities we serve3. Educating and guiding small businesses4. Building partnerships that add value and creating an environment where our team members thrive.

Programs

3 programs

Intermediary relending program 1, 0 loans funded in 2024, 66 loans funded to date. Borrowers in rural communities (population under 50,000) may benefit from a fixed-rate, 5-15-year loan up to $250,000 to finance a new or existing business, purchase equipment or real estate or use as working capital. Health-related irp loans are also available, as dakota business lending has established a partnership with areas lenders and small businesses as well as the u.s. Department of agriculture to offer the intermediary relending program (irp).

Expenses: $27K

Intermediary relending program 2&3, 0 loans funded in 2024, 66 loans funded to date. Borrowers in rural communities (population under 50,000) may benefit from a fixed-rate, 5-15-year loan up to $250,000 to finance a new or existing business, purchase equipment or real estate or use as working capital. Health-related irp loans are also available, as dakota business lending has established a partnership with areas lenders and small businesses as well as the u.s. Department of agriculture to offer the intermediary relending program (irp).

Expenses: $38K

Other program services include intermediary lending program, intermediary relending program 4 the microloan lending program, the rural business enterprises program, the main street loan program, 10k sb rural initative and the community advantage loan program.

Expenses: $49K

Financials

FY 2024

Revenue

Contributions & grants$228K
Program service revenue$2.2M
Investment income$199K
Other revenue$37K
Total revenue$2.6M

Expenses

Grants paid
Salaries & benefits$2.4M
Fundraising
Other expenses$851K
Total expenses$3.3M
Total assets$8.9M
Net assets$4.2M

People

14 listed

NameRoleCompensation

STEVE M DUSEK

PRESIDENT & CEO

Board

$257K

40 hrs/wk

HEATHER RANCK

DIRECTOR

Board

$2K

1 hrs/wk

JIM HAMBRICK

DIRECTOR

Board

$2K

1 hrs/wk

STEVE GEHRTZ

DIRECTOR

Board

$2K

1 hrs/wk

TONYA HOLMSTROM

CHAIR

Board

$2K

1 hrs/wk

JOHN PHILLIPS

DIRECTOR

Board

$2K

1 hrs/wk

COLE KENEY

VICE-CHAIR

Board

$2K

1 hrs/wk

JASON HOPFAUF

DIRECTOR

Board

$2K

1 hrs/wk

MATT MARSHALL

DIRECTOR

Board

1 hrs/wk

ANN PETERSON

VP/LOAN OPERATIONS

Staff

$138K

40 hrs/wk

ROXANNE PFLIIGER

SENIOR BUSINESS DEVELOPMENT/COMME

Staff

$116K

40 hrs/wk

ANNJANETTE MARTINS

SR. CREDIT MANAGER

Staff

$115K

40 hrs/wk

JASON GERDES

BUSINESS DEVELOPMENT/COMME

Staff

$104K

40 hrs/wk

JO BACK

BUSINESS DEVELOPMENT/COMME

Staff

$101K

40 hrs/wk

Grants received

Showing 4 of 4

FromAmountPurposeYear
$42K
DBL used the grant proceeds for the development of a strategic plan, direction, and implementation of the newly created and certified Community Development Financial Institution (CFDI).
2024
$75K
GRANT TO IMPLEMENT 10,000 SMALL BUSINESSES - PROVIDING CDFI SUPPORT.
2023
$42K
DBL used the grant proceeds for the development of a strategic plan, direction, and implementation of the newly created and certified Community Development Financial Institution (CFDI).
2023
$42K
DBL used the grant proceeds for the development of a strategic plan, direction, and implementation of the newly created and certified Community Development Financial Institution (CFDI).
2022

Funded by

$201K from 2 funders · 4 grants · 2022–2024

Achievements Unlimited Foundation

$127K · 3 grants · 2022–2024

The Goldman Sachs Foundation

$75K · 1 grant · 2023

Details

EIN450443523
NTEE codeS30
Subsection03
Ruling date1998-11
Formed1996
Employees23
Volunteers1
DAKOTA BUSINESS LENDING — Mission, Financials & Grants Received | Grantivo