Habitat For Humanity International Inc

Financing homeownership: long-term mortgage financing is the key component that makes tchfh homes affordable. Homes are sold to local low- and moderate-income families. All homebuyers have the opportunity to access an affordable mortgage through a tchfh subsidiary business, tchfh lending, inc. The mortgage ensures households pay no more than 30% of their monthly income toward housing costs. In fy 2024, 137 households accessed a mortgage through tchfh lending, inc.

Community engagement: tchfh brings together a broad range of community volunteers, supporters, advocates, and partners to help create, preserve, and promote affordable homeownership. In fy 2024 about 10,206 volunteers gave a total of 148,674 hours on habitat build sites, home repair projects, at restore outlets, for advocacy efforts, and more. Additionally, 44 americorps members served more than 19,140 hours to advance the mission.

Other program services: preserving homeownership focuses on helping existing homeowners remain in their homes. A brush with kindness provides painting and home repair services to qualifying low-income homeowners struggling to maintain their homes. Priority is given to aging homeowners, veterans, those with disabilities, and single parents. A brush with kindness partnered with 24 local homeowners in fy 2024. More than 2,374 paint and repair projects have been completed since a brush with kindness was started in 1998. Tchfh also preserves homeownership through a mortgage foreclosure prevention program. The program serves homeowners facing foreclosure by providing free financial reviews and referrals. It puts homeowners on a path toward housing and financial stability. 109 clients received mortgage foreclosure counseling through this program in fy 2024.