Habitat For Humanity International Inc

Home preservation: habitat's home preservation program provides critical repairs to homeowners with extremely limited incomes (15%-80% ami), including seniors, people with disabilities, and mobile home community residents. Habitat provides grants for minor repairs, as well as low interest rate, no-payment loans for major projects, often modifying a home for adaptive use following a change in the client's situation, i.e. Converting bathtubs to walk in showers, widening doorways, and adding ramps for mobility devices. Habitat also provides crucial building envelope improvements, such as roofing, upgraded electrical, and installation of hvac systems, so clients can continue to live in their home safely. In fiscal year 2024, habitat repaired 127 homes, serving over 221 individuals.

Sustainable business restore: habitat operates three restores in oakland, concord, and san jose that accept donations of quality new and used home improvement goods and sell them to the public at discounted prices. Restores are sustainable for the planet and for habitat diverting over 15 million pounds of usable items from landfill annually and reinvesting all proceeds in our work to bring affordable homeownership, financial wellness, and secure, supportive shelter within reach of more people and families with limited incomes.

Housing & financial counseling: habitat's hud-approved housing & financial counseling program helps clients build the skills and habits they need to successfully take on the responsibility of homeownership and achieve financial wellness. The program offers skills and education through one-on-one counseling with a hud-certified housing counselor to discuss their personal financial issues (i.e. Credit repair, budgeting, saving, etc.); group classes and workshops, including the first time homebuyer class; and an online financial education center where clients can take courses at their own pace on many financial topics from "opening a basic bank account" to "preparing for retirement." the services are open to anyone, but target limited income families. In fiscal year 2024, the program served 1290 people.