NonprofitsHebrew Free Loan Association Of San Francisco

Public & Societal Benefit

Hebrew Free Loan Association Of San Francisco

SAN FRANCISCO, CA

Total revenue

$3.5M

Total expenses

$2.7M

Net assets

$22.0M

Grants received

$11.2M

77 grants

EIN

941156545

Tax year

2023

Mission

To provide interest free loans to members of the northern california jewish community.

Programs

2 programs

With support from a generous donor, we launched our environmental loan program to provide interest-free loans that help individuals and small business owners contribute to environmental sustainability. Need-based loans help people increase energy efficiency, reduce carbon emissions, conserve resources, protect the climate, or reduce waste. Examples include solar panels, electric cars, double-paned windows, and graywater recycling systems. This program embodies the spirit of two jewish values, tikkun olam (repairing the world) and shmirat ha-adamah (care of the earth), to help address climate change and environmental destruction.

We participated in a joint initiative to provide emergency financial assistance for israeli individuals and families in need due to the events of october 7, 2023. The international association of jewish free loans, plus our agency and 16 other member agencies, made a $3.4 million interest-free loan to ogen, our sister agency in israel. We contributed $1 million to this effort, thanks to a generous donor who made an interest-free loan to us for this purpose. Ogen disbursed all the funds provided, making 350 loans averaging $10,000 each, which positively impacted 1,225 israelis. These loans supported the families of reservists called up to duty, people displaced from their homes, and those suffering other financial losses due to the october 7 attacks.

Financials

FY 2023

Revenue

Contributions & grants$3.5M
Program service revenue
Investment income$136K
Other revenue
Total revenue$3.5M

Expenses

Grants paid$38K
Salaries & benefits$2.0M
Fundraising$616K
Other expenses$636K
Total expenses$2.7M
Total assets$31.0M
Net assets$22.0M

People

31 listed

NameRoleCompensation

CYNTHIA ROGOWAY

EXECUTIVE DIRECTOR

Board

$256K

60 hrs/wk

MENILEK MEKBEB

FINANCE DIRECTOR

Board

$139K

40 hrs/wk

STEPHEN DOBROW

BOARD MEMBER

Board

1 hrs/wk

MARK GOLDMAN

BOARD MEMBER

Board

1 hrs/wk

CHRIS KAROW

BOARD MEMBER

Board

1 hrs/wk

DAVID KIFERBAUM

BOARD MEMBER

Board

1 hrs/wk

DAVID LEVINE

BOARD MEMBER

Board

1 hrs/wk

MILLA LVOVICH

BOARD MEMBER

Board

1 hrs/wk

RYAN CHERNIS

BOARD MEMBER

Board

1 hrs/wk

SABINA POLNAR

BOARD MEMBER

Board

1 hrs/wk

GREGG RUBENSTEIN

BOARD PRESIDENT

Board

4 hrs/wk

JOSHUA RUTBERG

BOARD MEMBER

Board

1 hrs/wk

GAYLE STARR

BOARD MEMBER

Board

1 hrs/wk

RONNA STONE

BOARD MEMBER

Board

1 hrs/wk

JESSICA TARAN

BOARD MEMBER

Board

1 hrs/wk

RENATA TELEFUS

BOARD MEMBER

Board

1 hrs/wk

ERIC TOIZER

BOARD MEMBER

Board

1 hrs/wk

ADAM WISKIND

BOARD MEMBER

Board

1 hrs/wk

RABBI STEVEN CHESTER

BOARD MEMBER

Board

1 hrs/wk

PAUL RATNER

BOARD MEMBER

Board

1 hrs/wk

MAUREEN HOLT

1ST VICE PRESIDENT

Board

4 hrs/wk

ROMAN POLNAR

2ND VICE PRESIDENT

Board

4 hrs/wk

MICHAEL RAPAPORT

TREASURER

Board

4 hrs/wk

MADELINE CHALEFF

ASST. SECRETARY

Board

4 hrs/wk

STEVEN ZIMMERMAN

IMM. PAST PRESIDENT

Board

4 hrs/wk

PAUL ORBUCH

BOARD MEMBER

Board

1 hrs/wk

JAMIE HYAMS

DEVELOPMENT DIRECTOR

Staff

$152K

40 hrs/wk

JAMES MASSARA

DIRECTOR OF DATA SOLUTIONS

Staff

$145K

40 hrs/wk

TERESA LOWE

ASSISTANT DIRECTOR

Staff

$124K

40 hrs/wk

MARINA LEVY

ASSISTANT DIRECTOR

Staff

$119K

40 hrs/wk

GREGORY ZALE

MARKETING DIRECTOR

Staff

$114K

40 hrs/wk

Grants received

Showing 77 of 77

FromAmountPurposeYear
$300K
GENERAL CHARITY
2024
$31K
General & Unrestricted
2024
$29K
Community Development
2024
$25K
General & Unrestricted
2024
$20K
GENERAL OPERATING SUPPORT
2024
$5K
General & Unrestricted
2024
$5.1M
HUMAN SERVICES
2023
$1M
GENERAL CHARITY
2023
$197K
PUBLIC, SOCIETAL BENEFIT
2023
$150K
GENERAL CHARITY
2023
$95K
For grant recipient's exempt purposes
2023
$41K
GENERAL SUPPORT, SUPPORTING THE POLLAK COMMUNITY LOAN PROGRAM
2023
$36K
GENERAL OPERATIONS
2023
$25K
General & Unrestricted
2023
$25K
General & Unrestricted
2023
$15K
GENERAL OPERATING SUPPORT
2023
$7K
CHARITABLE DONATION
2023
$7K
DONOR ADVISED FUND
2023
$275K
HUMAN SERVICES
2022
$145K
PUBLIC, SOCIETAL BENEFIT
2022
$123K
For grant recipient's exempt purposes
2022
$41K
GENERAL SUPPORT, GENERAL SUPPORT FOR POLLAK COMMUNITY LOAN PROGRAM (FOR UNDERGRADUATE AND GRADUATE STUDENTS LOANS)
2022
$40K
$20K GENERAL OPERATIONS; $20K LOAN FORGIVENESS
2022
$30K
TO SUPPORT JEWISH COMMUNITY AND DEVELOPMENT
2022
$20K
General & Unrestricted
2022
$20K
General & Unrestricted
2022
$11K
DONOR ADVISED FUND
2022
$10K
ADVISED - FOR GENERAL OPERATING SUPPORT OF THE LOAN PROGRAM.
2022
$290K
HUMAN SERVICES
2021
$152K
PUBLIC, SOCIETAL BENEFIT
2021
$88K
For grant recipient's exempt purposes
2021
$88K
For grant recipient's exempt purposes
2021
$41K
GENERAL SUPPORT, POLLAK COMMUNITY LOAN PROGRAM ($25,000) AND GENERAL SUPPORT ($15,000)
2021
$10K
ADVISED - FOR GENERAL OPERATING SUPPORT OF THE LOAN PROGRAM.
2021
$100
CHARITABLE
2021
$196K
HUMAN SERVICES
2020
$163K
PUBLIC, SOCIETAL BENEFIT
2020
$100K
CORONAVIRUS LOAN PROGRAM 2020-2025, THEREAFTER UNRESTRICTED (COVID-19 PANDEMIC EMERGENCY FUND)
2020
$51K
For grant recipient's exempt purposes
2020
$40K
POLLAK COMMUNITY LOAN PROGRAM
2020
$20K
General & Unrestricted
2020
$20K
General & Unrestricted
2020
$13K
GENERAL USE AND/OR SPECIAL FUND/PROJECT
2020
$10K
Donor Advised Fd
2020
$10K
ADVISED - FOR GENERAL OPERATING SUPPORT.
2020
$6K
GENERAL SUPPORT, IN MEMORY OF MARVIN WEISSBERG
2020
$691K
HUMAN SERVICES
2019
$163K
PUBLIC, SOCIETAL BENEFIT
2019
$46K
For grant recipient's exempt purposes
2019
$30K
POLLAK COMMUNITY LOAN PROGRAM
2019
$10K
Donor Advised Fd
2019
$8K
General support
2019
$69K
PUBLIC, SOCIETAL BENEFIT
2018
$38K
For grant recipient's exempt purposes
2018
$20K
FOR GENERAL SUPPORT.
2018
$15K
2018-2019 IMPACT GRANT
2018
$10K
FOR GENERAL SUPPORT.
2018
$5K
TO SUPPORT THE JEWISH COMMUNITY.
2018
$466K
HUMAN SERVICES
2017
$132K
FOR GRANT RECIPIENT'S EXEMPT PURPOSES
2017
$30K
SOCIAL SERVICES/SOCIAL BENEFITS
2017
$30K
THE NON-SECTARIAN STUDENT LOAN PROGRAM ($25,000), PLUS $5,000 FOR GENERAL OPERATING EXPENSES
2017
$30K
FOR GENERAL SUPPORT
2017
$15K
GENERAL PURPOSES
2017
$6K
GENERAL PURPOSES
2017

Funded by

$11.2M from 29 funders · 77 grants · 2017–2024

Jewish Community Federation Of San

$7.1M · 6 grants · 2017–2023

The Koum Family Foundation

$1.4M · 3 grants · 2023–2024

Donor Advised Charitable Giving Inc

$918K · 7 grants · 2017–2023

Fidelity Investments Charitable Gift Fund

$662K · 8 grants · 2017–2023

East Bay Community Foundation

$129K · 4 grants · 2020–2023

Justice Justice Foundation

$110K · 5 grants · 2020–2024

Helzel Family Foundation

$100K · 3 grants · 2017–2020

Lisa & Douglas Goldman Fund

$100K · 1 grant · 2020

Details

EIN941156545
NTEE codeW600
Subsection03
Ruling date1935-01
Formed1897
Employees12
Volunteers96
HEBREW FREE LOAN ASSOCIATION OF SAN FRANCISCO — Mission, Financials & Grants Received | Grantivo