Homeownership Preservation Foundation

General counseling: hpf provides comprehensive homeowner education and confidential foreclosure prevention counseling at no cost to homeowners through the homeowner's 995hope hotline. Certified housing counselors, through affiliated hud-approved nonprofit agencies, serve the homeowner's 995hope hotline. The hotline is available 24x7 and offers extended live operator hours m-th 8 am-10 pm est, and f 8 am-8 pm est. The homeowner's 995hope hotline has received more than nine million calls and has counseled over two million homeowners since 2007. The hotline received nearly 40,000 calls from homeowners seeking assistance navigating financial hardships and stress impacting their housing stability in 2024. Hpf clients receive one-on-one counseling and education focused on their unique financial circumstances and their housing goals. Callers are better equipped and confident to make sound financial decisions after participating in housing counseling.

Post modification program: the hpf model for post modification coaching delivers a scalable / nationwide delivery mechanism that has the capability to provide a holistic approach covering a homeowner's entire financial situation through high-touch coaching and education. Hpf works to help homeowners improve their financial capabilities, enabling them to successfully support their mortgage and other obligations. The coaching occurs over several months and is comprised of two to four sessions depending on the loan type.