National Consumer Law Center Inc

Protecting low-income people, families, and communities from predatory lending, risky financial products, abusive credit reporting and debt collection, and other forms of economic exploitation. Nclc pursues reforms to federal and state policy, regulation, and legislation to help people with low incomes, people of color, justice-involved individuals, and people with limited english proficiency have access to secure bank accounts; safe access to credit with interest rate caps; and a path to pursue a fresh start through a reasonable bankruptcy process. Nclc advances policy solutions to combat: predatory lending; abusive overdraft fees and interest rates; scam robocalls and texts; irresponsible credit reporting; crippling medical debt; forced arbitration; junk fees; excessive student loan debt; and unfair and deceptive debt collection practices.

Educating front-line legal services and non-profit lawyers, private attorneys, federal and state policymakers, regulatory and enforcement officials, and courts about substantive consumer law issues through conferences and trainings, expert witness services, and in-depth treatises, reports and issue briefs. Nclc provides training and educational resources to consumer law attorneys and advocates. Nclc publishes 21 consumer law treatises on every aspect of consumer law. Nclc advocates update its digital library regularly and provide sample pleadings, articles, trial tips, and strategies. Nclc produces three annual conferences, which in 2024 provided high-level training to more than 1,600 lawyers. At conferences and in online trainings, nclc trained more than 11,135 advocates in 2024. Nclc litigates consumer law cases on behalf of its low-income clients, and provides expert witness services and consulting on consumer law and utility issues.