NonprofitsPacific Service Credit Union

Public & Societal Benefit

Pacific Service Credit Union

CONCORD, CA

Total revenue

$75.1M

Total expenses

$69.2M

Net assets

$170.9M

Grants received

EIN

946061277

Tax year

2024

Mission

To provide a broad range of loan and deposit products and other financial services to its members.

Programs

2 programs

Pacific service credit union (the credit union) offers a variety of deposit products including savings, checking, money market, certificate, ira, coverdell education savings and youth accounts. The credit union's checking product options can earn interest, are free from monthly service charges, allow the member to obtain rate discounts on auto loans or help a young member open their first checking account. The credit union's deposit rates are competitive with the market and are typically higher than banks. Total member share balance at december 31, 2024 was $1,130,929,473.

Pacific service credit union (the credit union) offers a variety of competitively priced mortgage loan options available for a primary residence or second home. The credit union's home equity loan options range from 5 to 30 years, and members may also obtain home equity lines of credit. The credit union offers vehicle loans for new and used cars, new and used boats, as well as new and used rvs. Visa credit card loans include a no annual fee option as well as a card earning rewards points. The credit union offers other consumer loans for members such as personal signature loans, as well as share and certificate secured loans. For our members who are starting to build their credit, the credit union offers a starter visa and a first-time auto loan program. Total member loan balance at december 31, 2024 was $986,417,136.

Financials

FY 2024

Revenue

Contributions & grants
Program service revenue$64.8M
Investment income$10.1M
Other revenue$114K
Total revenue$75.1M

Expenses

Grants paid$198K
Salaries & benefits$24.4M
Fundraising
Other expenses$44.6M
Total expenses$69.2M
Total assets$1.4B
Net assets$170.9M

People

24 listed

NameRoleCompensation

VIRGINIA LAMPSON

PRESIDENT & CEO

Board

$1.0M

40 hrs/wk

DAVID KATO

EVP & CFO

Board

$502K

40 hrs/wk

BETTY VINEYARD

DIRECTOR

Board

1 hrs/wk

KATHLEEN TAPPERO

DIRECTOR

Board

1 hrs/wk

DAVID SENA

DIRECTOR

Board

1 hrs/wk

JIM PETERSON

DIRECTOR

Board

1 hrs/wk

AMAR PANCHAL

VICE CHAIRMAN

Board

2 hrs/wk

ARLENE MOTTER

DIRECTOR

Board

1 hrs/wk

MARIA DE MARTINI

CHAIR

Board

1 hrs/wk

WILLIAM CHEN

SECRETARY/TREASURER

Board

1 hrs/wk

JOHN CADWALADER

DIRECTOR

Board

1 hrs/wk

JEFFREY BELL

SVP & CSO

Staff

$396K

40 hrs/wk

KRISTIN DOVE

SVP & CMO

Staff

$395K

40 hrs/wk

BARBARA SMITH

SVP & CAO

Staff

$393K

40 hrs/wk

MARIAN MALLORY-WALL

SVP & CRO

Staff

$350K

40 hrs/wk

HEMLATA PATEL

SVP & CLO

Staff

$345K

40 hrs/wk

MICHELLE SHELOR

SVP & COO

Staff

$342K

40 hrs/wk

KEVIN ALSUP

SVP & CTO

Staff

$336K

40 hrs/wk

PANSY FONG

VP & CONTROLLER

Staff

$323K

40 hrs/wk

MAYRA DOMINGUEZ

VP

Staff

$248K

40 hrs/wk

AARON DYE-INOUYE

AVP

Staff

$214K

40 hrs/wk

ANGELITO CRISTOBAL

VP

Staff

$211K

40 hrs/wk

ROBERT MORAN

AVP

Staff

$207K

40 hrs/wk

TYLER KASTORFF

AVP

Staff

$191K

40 hrs/wk

Independent contractors

INSIGHT DIRECT USA INC

IT/OPERATIONS

$908K

LUMIN DIGITAL

DIGITAL BANKING

$722K

JACK HENRY & ASSOCIATES

IT/OPERATIONS

$562K

LOTUS

PROJECT MANAGEMENT

$441K

FISERV

IT/OPERATIONS

$404K

Details

EIN946061277
NTEE codeW61
Subsection14
Ruling date1961-06
Formed1936
Employees183
Volunteers18
PACIFIC SERVICE CREDIT UNION — Mission, Financials & Grants Received | Grantivo