Prosperity Connection

Through the organization's st. Louis builds credit program, they offer financial educations classes, community credit fairs, and personalized credit reviews. The five core financial education classes offered are held monthly, and designed to give a basis of knowledge and serve as the backbone for the other services offered by the organization. Community credit fairs are provided within the community, providing fico credit reports, as well as personalized action plans, all within a 15-minute on-site meeting. Volunteers help to deliver classes and staff credit fairs. Credit reviews are one-time meetings offered to clients who may not be ready for in-depth coaching but want to start their credit-building journey.

The organization offers personal finance education classes, credit report reviews and 1-on-1 financial coaching. These classes are designed to provide a foundational knowledge of common personal finance topics such as budgeting, credit, and equipping employees to build a strong foundation. During this appointment, employees receive a copy of their credit report, fico credit score and personalized tips for improving their credit. Employees also receive coaching on how to set achievable goals, create customized action plans, and build savings for the future.