NATIONAL ASSOCIATION FOR LATINO

Lending and asset management - as a u.s. Treasury-certified cdfi and intermediary lender, nalcab provides culturally relevant financial products and services that expand access to capital and advance economic mobility in communities across the united states, with a particular focus on latino and low- and moderate-income communities that face barriers to investment. Nalcab supplies its members and borrowers with capital, liquidity, and scale to finance affordable housing, support small-business growth, and strengthen family financial capability. Offerings include commercial real-estate loans, small-business loan capital, affordable-housing project loans, loan participation financing, loan guarantees, and blended packages that combine lending with technical assistance or grants. Lending capital is sourced from revenues, cash reserves, private philanthropy, bank financing, the cdfi fund, and the us hud, including the rural capacity building program. Escalera community investments, llc (escalera), an asset management company owned by nalcab, manages two mission-driven investment vehicles: nalcab catalyst fund i, llc (the catalyst fund and the acceso loan fund, llc (acceso). The catalyst fund targets and operates investments in single- and multifamily projects that provide households with access to employment, quality education, and healthcare resources, all essential factors for advancing economic mobility. Acceso is a national small business loan fund that supports growth-oriented lending to designed to strengthen the capacity of community-based, latino-led nonprofit lenders by providing growth capital that enables them to serve more entrepreneurs in undercapitalized markets. These investments expand access to responsible capital, promote small-business development and housing stability, and support long-term community wealth-building and national economic prosperity.

Membership -membership activities include recruitment, outreach, dues management, and stewardship of nalcab's national network of nonprofit organizations. These efforts strengthen relationships, foster collaboration, and connect members with resources that advance their organizational capacity and impact. Activities may include technical assistance or troubleshooting provided by staff outside of specific program or grant engagements. Related costs include client-relationship-management software and regional convenings of members within shared geographies.