WASHINGTON AREA COMMUNITY INVESTMENT

Lending - wacif's access to capital and lending activities provide flexible financing for small businesses owned by, operating in or serving low-to-moderate income communities in the dc area. In 2024, wacif deployed over $3.3m in loans to small businesses, including term loans and lines of credit, and gross portfolio outstanding year-end was $4.9m. Wacif has several loan funds to support a continuum of entrepreneurs that are unable to access traditional financing from banks, including established business owners. Wacif's various lending programs bridge the financing gap for underserved entrepreneurs graduating to traditional lenders, creating economic opportunity in low-to-moderate income communities. Wacif's access to capital (atc) fund is the organization's historical and most flexible source for small business financing. The atc fund remains a community asset which began with and has been sustained for over 30 years by individual and institutional, socially responsible investors seeking positive financial and social returns from their investment.